4.2

Nominal vs. Real Interest Rates

AP Macroeconomics

Nominal vs. Real Interest Rates

The Fisher Equation

Worked Examples

Why the Distinction Matters

For Lenders (Savers)

For Borrowers

For Investment Decisions

Expected vs. Actual Inflation

Who Wins and Who Loses from Unexpected Inflation?

How Expected Inflation Affects Nominal Rates

Which Rate Is Used Where?

Why the Money Market Uses Nominal and Loanable Funds Uses Real

Connecting to Other Topics

AP Exam Tips

Common Mistakes