Unit 4: Financial Sector

Showing 59 of 59 questions

Q1
MULTIPLE_CHOICEHard

If the reserve requirement is 10 percent, the maximum amount of new money that can be created by a single new deposit of $1,000 is

Q2
MULTIPLE_CHOICEMedium

Which of the following is a tool of the Federal Reserve to change the money supply?

Q3
MULTIPLE_CHOICEHard

If the Federal Reserve wants to pursue an expansionary monetary policy, it should

Q4
MULTIPLE_CHOICEMedium

An increase in the money supply will cause interest rates to

Q5
MULTIPLE_CHOICEMedium

The quantity theory of money is expressed as

Q6
MULTIPLE_CHOICEHard

Assume the required reserve ratio is 20 percent. A bank receives a new deposit of $5,000. What are the required reserves and maximum amount this bank can lend from this deposit?

Q7
MULTIPLE_CHOICEMedium

When the Fed buys bonds on the open market,

Q8
MULTIPLE_CHOICEHard

The demand for money is

Q9
MULTIPLE_CHOICEMedium

The money market is in equilibrium. If nominal GDP increases, the demand for money will shift to the right, causing

Q10
MULTIPLE_CHOICEHard

Which of the following best describes the sequence of events when the Federal Reserve conducts expansionary monetary policy?

Q11
MULTIPLE_CHOICEMedium

A liquidity trap exists when

Q12
MULTIPLE_CHOICEHard

Assume banks hold no excess reserves and the reserve requirement is 25 percent. If the Fed buys $4 million worth of government bonds from the public, the maximum increase in the money supply is

Q13
MULTIPLE_CHOICEMedium

The federal funds rate is

Q14
MULTIPLE_CHOICEHard

The real interest rate is 4 percent and the nominal interest rate is 7 percent. The expected inflation rate is

Q15
MULTIPLE_CHOICEHard

A bank has the following balance sheet: Assets: [math]400 million in loans. Liabilities: $500 million in deposits. If the reserve requirement is 10 percent, this bank has excess reserves of

Q16
MULTIPLE_CHOICEMedium

If the reserve requirement is decreased from 20 percent to 10 percent, the money multiplier

Q17
MULTIPLE_CHOICEHard

Which of the following statements about the relationship between bond prices and interest rates is correct?

Q18
MULTIPLE_CHOICEMedium

The three functions of money are

Q19
MULTIPLE_CHOICEHard

Assume the required reserve ratio is 10%. If the Fed sells $2 million in government bonds to commercial banks, the maximum potential decrease in the money supply is

Q20
MULTIPLE_CHOICEHard

If banks decide to hold excess reserves rather than lending them out, the actual money multiplier will be

Q21
MULTIPLE_CHOICEMedium

Fiat money has value because

Q22
MULTIPLE_CHOICEHard

If the Federal Reserve raises the discount rate, banks will

Q23
MULTIPLE_CHOICEHard

Quantitative easing (QE) involves the central bank

Q24
MULTIPLE_CHOICEMedium

The velocity of money measures

Q25
MULTIPLE_CHOICEMedium

The discount rate is

Q26
MULTIPLE_CHOICEHard

If a commercial bank has deposits of $1 million and the reserve requirement is 15%, what is the maximum amount the banking system as a whole can create in new money from this deposit?

Q27
MULTIPLE_CHOICEMedium

If the Federal Reserve wants to combat inflation, it should

Q28
MULTIPLE_CHOICEHard

In a fractional reserve banking system, the total money supply is

Q29
MULTIPLE_CHOICEEasy

Which of the following is a function of the Federal Reserve?

Q30
MULTIPLE_CHOICEMedium

An increase in the money supply, all else equal, will lead to

Q31
MULTIPLE_CHOICEHard

If the required reserve ratio is 12.5%, the simple money multiplier is

Q32
MULTIPLE_CHOICEMedium

Commodity money differs from fiat money in that commodity money

Q33
MULTIPLE_CHOICEMedium

M1 includes

Q34
MULTIPLE_CHOICEMedium

The Federal Reserve can increase the money supply by

Q35
MULTIPLE_CHOICEHard

If the reserve requirement is 10%, the simple money multiplier is

Q36
MULTIPLE_CHOICEHard

What is the maximum increase in the money supply?

Q37
MULTIPLE_CHOICEMedium

The discount rate is the interest rate

Q38
MULTIPLE_CHOICEMedium

The federal funds rate is the interest rate

Q39
MULTIPLE_CHOICEHard

In the money market, an increase in the money supply will

Q40
MULTIPLE_CHOICEMedium

The demand for money is inversely related to the interest rate because

Q41
MULTIPLE_CHOICEMedium

Contractionary monetary policy involves

Q42
MULTIPLE_CHOICEHard

The loanable funds market shows the relationship between

Q43
MULTIPLE_CHOICEMedium

An increase in the demand for loanable funds will

Q44
MULTIPLE_CHOICEHard

How much can this bank lend out from this deposit?

Q45
MULTIPLE_CHOICEMedium

The quantity theory of money states that

Q46
MULTIPLE_CHOICEMedium

Government budget deficits increase the demand for loanable funds because

Q47
MULTIPLE_CHOICEHard

When the Fed conducts open market operations by buying bonds, the immediate effect is to

Q48
MULTIPLE_CHOICEEasy

Bond prices and interest rates are

Q49
MULTIPLE_CHOICEMedium

The reserve requirement is the

Q50
MULTIPLE_CHOICEHard

In the money market, an increase in nominal GDP will

Q51
MULTIPLE_CHOICEMedium

Excess reserves are

Q52
MULTIPLE_CHOICEHard

The supply of loanable funds increases when

Q53
MULTIPLE_CHOICEMedium

The primary tool the Fed uses to conduct monetary policy is

Q54
MULTIPLE_CHOICEHard

If the required reserve ratio is 10% and a bank receives a new deposit of $10,000, what is the maximum amount of new money that can be created in the banking system through the money multiplier process?

Q55
MULTIPLE_CHOICEMedium

The Federal Reserve wants to combat rising inflation. Which of the following policy actions would be most appropriate?

Q56
MULTIPLE_CHOICEHard

If the Federal Reserve buys bonds on the open market, trace the complete chain of effects through the economy.

Q57
MULTIPLE_CHOICEHard

The Federal Reserve conducts an open market purchase of $10 million in government bonds. If the required reserve ratio is 10%, what is the maximum possible increase in the money supply?

Q58
MULTIPLE_CHOICEMedium

The economy is experiencing high inflation. Which combination of monetary policy actions by the Federal Reserve would be most appropriate?

Q59
MULTIPLE_CHOICEMedium

If the Federal Reserve raises the federal funds rate, what is the expected chain of effects through the economy?

Advertisement